Bank loans

Bank Loans in Nigeria: Collateral Types and Loan Documentation – Securitization and Structured Finance

Bank loans are a very valuable tool for business growth and sustainability in Nigeria; especially since we’re not exactly a credit-driven society. It is important to understand that getting a bank loan in Nigeria does not necessarily mean that a person or business is in financial difficulty. In fact, a loan can be a powerful […]

Bank loans

Growing Risks of Bank Lending Amid Pandemic – Opinion

Harry Pattikawa (Jakarta Post) PREMIUM Rotterdam, Netherlands ● Thu 21 October 2021 Bank Indonesia (BI) and the Indonesian Financial Services Authority (OJK) have been actively working hand in hand to rescue the national economy from the health crisis caused by COVID-19. BI increased the Loan to Value Ratio (LTV) regulation from 80-90% to 100%. LTV […]

Bank loans

Industry share in bank lending to record 26%, data shows

The share of industrial credit in bank lending, after years of sluggish growth, fell to an all-time high of 26 percent in the first five months of FY22, from 26.6 percent in the FY21. At its peak in FY13, industrial credit accounted for almost 46 percent of loan disbursements. In comparison, personal loans, including home […]

Bank loans

Bank loans to economic sectors increase by 58%

TEHRAN – Iran’s banking system has disbursed 12.41 quadrillion rials (over $295.49 billion) in facilities to domestic economic sectors in the first six months of the current Iranian calendar year (March 21-September 22). ), registering an increase of 57.9% compared to the same period the previous year, the IRIB reported. According to data provided by […]

Bank loans

Marketing, marketing with bank loans

The RBI’s general guidelines for an active secondary market for bank loans aim to strengthen liquidity and risk management for banks, as well as transparency and availability of credit for borrowers. An active secondary market for corporate loans should promote an active corporate bond market and increase efficient and arm’s length financing. A loan assignment […]

Bank loans

China Bank loans in September rise less than expected, broader credit growth slows

BEIJING: New bank lending in China accelerated in September from the previous month, but fell short of expectations as the central bank tried to support the sluggish economic recovery while keeping an eye on rising debt and bubble risks. The world’s second-largest economy has rebounded from the depths of the COVID-19 pandemic, but has shown […]

Bank loans

Yes Bank loans and advances increase 3.6% YoY in Q2 FY22

Yes Bank said loans and advances (provisional) increased by 3.6% to Rs 172,945 crore as of September 30, 2021 from Rs 166,923 crore as of September 30, 2020. Private banking deposits increased by 30.1% year-on-year and 8.2% quarter-on-quarter to reach Rs 176,672 crore as of September 30, 2021. deposits (CD) totaled Rs 5,031 […]

Bank loans

Forest fires and bank loans in Turkey • City, University of London

Perhaps one of the most worrying signs of climate change, unprecedented wildfires have broken out in several Mediterranean countries in recent weeks, devastating the forests of many coastal cities in Turkey and Greece. The fires have ravaged homes and businesses, killed many farmers’ livestock and possibly even more wildlife. with temperatures estimated at 200°C. However, […]

Bank loans

Bank loans providing needed income boost

High-yielding fixed-income assets, including Invesco Senior Loan ETFs (BKLN B), are not always the first corner of the bond market that retirees are rushing to, but with yields on Treasuries and municipal bonds near lows, small doses of BKLN in retirement portfolios could improve income profiles. BKLN exercise for 30 days SECOND 2.77% yield — […]

Bank loans

Bank lending to NBFCs grows more slowly as credit to small lenders dries up

Outstanding credit to non-bank lenders has been growing in the low numbers for much of the current year, with banks’ NBFC book actually down 2.2% year-on-year in June 2021. Growth in outstanding bank loans to non-bank financial corporations (NBFCs) has slowed significantly on an annual basis (year-on-year) in 2021, according to data released by the […]

Bank loans

The big burden of bank loans on small businesses

Small- and mid-cap companies are struggling to service their debt more than their big rivals despite historically low interest rates and a modest recovery in demand, indicating an unbalanced recovery for India Inc. A Mint analysis of the June quarter earnings of medium and small businesses showed that the interest coverage ratio (ICR), a measure […]

Bank loans

Bank loans to economic sectors up by more than 51% in 5 months

TEHRAN – Iran’s banking system has disbursed 9.007 quadrillion rials (over $214.47 billion) in facilities to domestic economic sectors in the first five months of the current Iranian calendar year (March 21-August 22), registering an increase of 51.3% compared to the same period the previous year, IRNA reported. According to data provided by the Central […]

Bank loans

Peer-to-peer lending vs bank lending

Editorial independence We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money. Peer-to-peer – or P2P – lenders go against the standard lending process […]

Bank loans

Forest fires and bank loans in Turkey

Turkey’s recent wildfires not only destroyed more than 95,000 hectares of its coastal forest land, but also further divided the country in its political colors. This article examines the implications of the recent confrontation between central and local governments and explores in detail how the costs of political misalignment may affect bank lending practices in […]

Bank loans

Bank loans to economic sectors up by more than 280% in 4 months year/year

TEHRAN – Iran’s banking system has disbursed 7.01 quadrillion rials (over $166.9 billion) in facilities to domestic economic sectors in the first four months of the current Iranian calendar year (March 21-July 22). ), registering an increase of 280.4% compared to the figure for the same period of the previous year. According to data provided […]

Bank loans

SG bank loans rise by a record 3.5% in June

This is the fastest expansion rate since October 2018. Singapore bank lending rose 3.5% year-on-year (YoY) in June, the highest since October 2018, amid market optimism, OCBC Treasury Research reported. This is due not only to last year’s weak base, but also to more buoyant economic sentiment. Business loan growth finally returned to positive territory […]

Bank loans

Bank lending to real estate and construction sectors tops $10 billion

The Cambodian banking sector’s combined exposure to real estate and construction loans amounted to 31% of the sector’s total loan portfolio of $33.9 billion at the end of June, or about $10.5 billion, according to the central bank. Broken down by segment, mortgages, construction and real estate accounted for $4.44 billion (13.1%), $3.22 billion (9.5%) […]

Bank loans

How do bank loans work?

Bank loans work the same way as personal loans you get from online lenders: after you apply, the bank will look at your credit score, history and income to determine how much to lend you and the annual rate at which you qualify. Once the loan is obtained, you will repay it in monthly instalments. […]

Bank loans

TSB standing in potential deal for Ulster Bank loans

Shares of Permanent TSB soared more than 16% today after news broke of a potential deal worth around 7.6 billion euros to buy parts of Ulster Bank’s business here. The lender said it had entered into a non-binding memorandum of understanding with Ulster Bank owner NatWest over a potential acquisition involving certain elements of Ulster […]

Bank loans

Stephen Calk: Banker convicted of bribery over bank loans to Manafort seeking Trump administration job

Stephen Calk, the former chairman and chief executive of the Federal Savings Bank, was convicted of one count of bribery at a financial institution and one count of conspiracy to commit bribery at a financial institution. The charges carry a maximum of 30 and 5 years in prison, respectively. Calk was ultimately never offered or […]

Bank loans

Banker convicted of bribery over bank loans to Manafort seeking Trump administration job

By Lauren del Valle A former Chicago bank executive was found guilty on Tuesday of charges alleging that he conspired with former Donald Trump campaign chairman Paul Manafort to swap risky bank loans for a high-ranking job in the presidential administration. Stephen Calk, the former chairman and chief executive of the Federal Savings Bank, was […]

Bank loans

Bank loan collection efficiency improves in June

Chennai: Banks saw improvement in loan collection efficiency in June after states eased several lockdowns as second wave of Covid recedes. For Equitas Small Finance Bank, the efficiency of collection of auto loans fell to 89.3% in June, against 67.35% in May. While for microfinance lending it fell to 66.9% from 63.6% and for small […]

Bank loans

Bank loans of Rs 750 crore to sugar mill linked to Maharashtra MP CM Ajit Pawar under ED lens | Bombay News

MUMBAI: Loans amounting to Rs 750 crore provided by four cooperative banks to a sugar factory leased by a company linked to Deputy Chief Minister Ajit Pawar and his wife, Sunetra, have gone under the scanner of the Directorate of l application while investigating a money laundering case. The ED issued notices to the four […]

Bank loans

China June New bank loans and credit growth rise above expectations | Investment News

BEIJING (Reuters) – China’s new bank lending rose more than expected in June from a month earlier, while general credit growth also accelerated markedly as the central bank sought to support slowing growth. of the world’s second largest economy. Chinese banks extended 2.12 trillion yuan ($327 billion) in new yuan loans in June, up from […]

Bank loans

China New bank loans in June and general credit growth exceeding expectations

BEIJING (Reuters) – China’s new bank lending rose more than expected in June from a month earlier, while general credit growth also accelerated markedly as the central bank sought to support slowing growth. of the world’s second largest economy. FILE PHOTO: Chinese 100 yuan banknotes are seen in a counting machine as an employee counts […]

Bank loans

Andhra Pradesh government could facilitate bank loans to beneficiaries in Jagananna settlements | Vijayawada News

AMARAVATI: In order to give a new impetus to the construction of houses in the settlements of YSR Jagananna, the state plans to use banks to provide loans to the beneficiaries. The government plans to offer a subsidy on the interest rate to be charged by banks to ensure that loans are given at an […]

Bank loans

HDFC Bank loans surge over 14% to Rs 11.47 lakh crore in June

HDFC Bank on Monday reported a growth of 14.4% in advances to over Rs 11.47 lakh crore as of June 30 this year. “Advances from the bank amounted to approximately Rs 11.475 billion as of June 30, 2021, a growth of approximately 14.4% from Rs 10.033 billion as of June 30, 2020 and a growth […]

Bank loans

Yes, Bank loans and advances decrease slightly to Rs 1.63 trillion by the end of June

Yes Bank’s loans and advances fell by 0.4% to Rs 1.63 lakh crore at the end of June 30, 2021, according to bank data released on Monday. Loans and advances stood at Rs 1,63,914 crore as of June 30, 2021, from Rs 1,64,510 crore a year ago, registering a marginal decline of […]

Bank loans

Yes Bank’s loans and advances contract in the first quarter due to the impact of Covid-19

Private lender Yes Bank’s loans and advances declined in the first quarter of FY22 on a year-over-year and sequential basis, reflecting the economic and business impact of the coronavirus (Covid-19) pandemic. Sequentially, the loan portfolio contracted by 1.8% to Rs 1,63,914 crore at the end of June 2021 from Rs 1,66,893 crore […]

Bank loans

Find out the interest rates for bank loans under the Prime Minister’s Street Vendor Scheme

Banks offer high interest rates on loans to beneficiaries under PM’s street vendor scheme As the nationwide lockdown was imposed in March 2020 and several migrant workers were stranded without any source of income, the Ministry of Housing and Urban Affairs launched the Prime Minister’s AmtaNirbhar Nidhi (PM SVANidhi) program on June 1, 2020. ). […]

Bank loans

Chinese bank lending unexpectedly increases in May, but broader credit growth slows

A Chinese yuan note is seen in this illustrative photo from May 31, 2017. REUTERS/Thomas White/Illustration Join now for FREE unlimited access to Reuters.com Register BEIJING, June 10 (Reuters) – China’s new bank lending unexpectedly rose in May from a month earlier, but overall credit growth continued to slow as the central bank sought to […]

Bank loans

Capital Calls: Small is less attractive in Indian bank loans

A man displays 500 Indian rupee banknotes, in Ajmer, India November 24, 2016. Join now for FREE unlimited access to Reuters.com Register MUMBAI, May 10 (Reuters Breakingviews) – Concise information on global finance. ———————————————– MICRO-MADNESS. Earnings from Kolkata-based Bandhan Bank (BANH.NS) are a stark reminder of how volatile extending credit to the underserved can be. […]

Bank loans

COVID patients can get bank loans for treatment after Indian central bank’s new stimulus

the Reserve Bank of India (RBI) announced a ₹50,000 crore loan scheme, as part of a wider stimulus package Banks were allowed to lend money to covid patients who need money for treatment, outside of hospitals, dispensaries, manufacturers, importers and sellers of oxygen and concentrators. The window for these loans will close on March 31, […]

Bank loans

Bank loans create 700 times more emissions than offices: study | Banking News

Greenhouse gas emissions from financing polluting industries are far higher than direct pollution from banks, according to the nonprofit. It is through their loan and investment portfolios that banks and asset managers make their greatest contribution to climate change. Greenhouse gas emissions associated with the investing, lending and underwriting activities of financial institutions are more […]

Bank loans

Bank loans continue to fall

As bank deposits continue to rise, U.S. lending by financial institutions (FIs) is weaker than ever as banks remain cautious about making loans for fear of defaults, Bloomberg reported Monday, March 22, citing data from the Federal Reserve. Total loans and leases fell to 62.8% of total bank deposits in the week ending March 10, […]

Bank loans

When traditional bank loans are insufficient, independent restaurants

The pandemic appears to have accelerated the trend for independent restaurateurs to turn to alternative financing vehicles, whether they’re looking to expand their operations or simply fund their day-to-day operations and supplement their Paycheck Protection Program loans. These non-traditional funding sources have become available in a wide range of forms, from online lenders such as […]

Bank loans

Traditional U.S. bank lending is drying up for small businesses – what can they do? | Genetic marks

As if small businesses haven’t had enough to deal with this year, now there’s something else: traditional bank lending is drying up. This is according to the latest monthly report from finance company Biz2Credit. The company’s Small Business Lending Index, which analyzes more than 1,000 loan applications from small business owners on its lending platform […]

Bank loans

AI can make bank lending fairer

As banks increasingly deploy artificial intelligence tools to make credit decisions, they must revisit an undesirable fact about the practice of lending: historically, it has been riddled with bias against protected features, such as race, gender and sexual orientation. These biases are evident in institutions’ choices of who gets credit and on what terms. In […]

Bank loans

Regulators offer capital break on bank loans due to pandemic

LONDON (Reuters) – A global committee of banking regulators has offered lenders a break to top up capital reserves to cover losses on loans to borrowers struggling to stay afloat amid the coronavirus pandemic. “These measures support banks’ lending to the real economy and provide additional operational capacity for banks and supervisors to address immediate […]

Bank loans

Are bank loans still a good idea for students? | Freshers

YesYou may have seen loans advertised by banks and student loan companies to help with tuition or living expenses. There are several reasons why students might consider it: either you are not eligible for student funding or you are out of money. Commercial loans from banks or specialist lenders can sometimes be a viable choice […]